And as we edge closer to a global recession, stashing money under your mattress might be a sensible option.

But before you panic that your bed might not have all the same securities as your current account - think again.

One bed-maker has had so many enquiries from customers wanting to get 40 winks on top of their weekly wages that they have created a 'bed bank.'

Made with a special spring system, the credit crunch mattress ensures that you have a restful night's kip - without the disturbance of a paper cut from your wad of £20s.

Amanda Jones, Marketing Director at Silentnight says: "Our beds are designed to provide the most comfortable and restful night’s sleep possible and with the unique Miracoil system nothing - not even a wad of cash - can impact on the mattresses comfort.

"Although we do recommend for security that putting your savings under the bed isn't the best option."