This one is for all the Self Certs!

Housing fraud - fibbing on loan applications, overstating incomes, faking employment histories and making other false statements in order to qualify for the would-be borrower's dream house - "is a much bigger deal(PROBLEM)than we thought it was," ..Merle Sharick,vice president of the Mortgage Asset Research Institute.
What has this got to do with this article..everything!

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